Have got a residence (the home need to be owned by either you, or your blood kin within just the 2nd diploma, or your husband or wife, or your wife or husband’s blood relatives within the very first diploma) 但是，如果收入在短期內無法大幅提高，該怎麼買到自己的房子？房貸應該怎麼貸，才能實現買房子的�